Yes. Title insurance protects one of the most important investments you’ll ever make. Even after a thorough title search, issues like unknown liens, forged documents, recording errors, or undisclosed heirs can come up after closing. Without title insurance, you’d be responsible for the legal and financial fallout. With it, you’re covered. It’s a one-time cost for peace of mind that lasts as long as you own the property.

That is exactly why we conduct the search. If we uncover issues such as unpaid liens, boundary disputes, ownership claims, or errors in the chain of title, we work to resolve them before closing. As an added bonus, we have in-house counsel available to evaluate legal issues quickly and help keep things moving. In many cases, problems can be cleared with the right documentation or corrective action. If the issue cannot be resolved, we will make sure you are informed so you can decide how to proceed. Our goal is to ensure a clean title before you take ownership.

The entire process from contract to closing typically takes 30 to 45 days, though it can vary depending on factors such as financing, inspections, and title clearance. Cash deals often close faster. The closing itself, meaning the day you sign documents and funds are disbursed, usually takes about an hour. We keep you updated throughout so you know what to expect at each stage.

You will need to bring a valid government-issued photo ID, such as a driver’s license or passport. If you are bringing funds to closing, they should be sent by wire transfer using our secure instructions. Our team will provide everything you need to ensure a smooth transfer. If there are any additional documents or requirements specific to your transaction, we will let you know ahead of time so you are fully prepared.